SR-22 insurance in Florida — filed today.
An SR-22 (or FR-44) sounds intimidating, but the process is simple. We file electronically with the Florida DHSMV — usually the same day — so you can get your license back fast.
- Same-day electronic filing with Florida DHSMV
- FR-44 ($100k/$300k/$50k) handled in-house
- Lowest qualified SR-22 rate across 40+ carriers
- Free quote in under 60 seconds
Same-day electronic filing · SR-22-friendly carriers · Bilingual support.
Free quote in under 60 seconds
No spam, no pressure — just real help from a Naples-based independent agency.
Message us on WhatsAppOr request a quote onlineSame-day SR-22 filing
Most filings are electronic and processed within 24 hours. Call us and we can usually quote, bind, and file by end of day.
FR-44 specialists
Florida actually uses FR-44 more often than SR-22 for serious offenses. It requires $100k/$300k/$50k limits — we handle both filings.
SR-22-friendly carriers
Not every carrier prices SR-22 risk the same. We shop the carriers that specialize in high-risk Florida drivers to find your lowest rate.
Bilingual help (EN / ES)
We walk you through reinstatement, payment options, and what to do at the DHSMV office — in English or Spanish.
Lapse protection
If your SR-22 policy lapses by even one day, your insurer notifies the state and your license is suspended again. We set you up with auto-pay so it never happens.
3-year compliance
Florida usually requires SR-22/FR-44 for 3 years. We monitor your filing and renewals so you stay compliant the whole time.
— FAQs
Common questions, real answers
What is an SR-22?+
An SR-22 is NOT insurance — it's a certificate your insurer files with the Florida DHSMV proving you carry the state's required liability coverage. It's required after DUIs, driving uninsured, multiple violations, or license reinstatement.
What's the difference between SR-22 and FR-44?+
FR-44 is Florida's higher-tier filing — required after DUI and certain serious offenses. It demands $100k/$300k Bodily Injury and $50k Property Damage limits. We handle both.
How long do I need it?+
Florida usually requires SR-22 or FR-44 filing for 3 years from your reinstatement date. If your policy lapses, the clock can restart.
How much does SR-22 cost in Florida?+
The filing fee is small ($15–$25). The premium is the real cost — typically 30–80% above standard rates. We shop multiple SR-22-friendly carriers to find your lowest qualified price.
How fast can you file?+
Most filings are electronic and processed within 24 hours. Call (239) 422-9601 or message us on WhatsApp — we can often file the same day.
— Get started
File your Florida SR-22 today.
Same-day electronic filing — get your license back fast.